Your pet
Have your pet’s species, age and breed available.
Pet Insurance for Dogs and Cats
Start with your dog or cat and review available pet insurance options. Coverage choices depend on your pet, location and the policy terms. Currently serving California.
Licensed in California
Menlo Insurance Services is the filed name of Opero Labs Inc. California license #6020106.
Eight brokers, one team
Our eight brokers work together as one Menlo team, so you can reach a person who understands your account.
Independent brokerage
We hold appointments with multiple carriers, so the quote is shopped rather than served from one shelf.
Review the details before choosing
Review accident and illness coverage for dogs and cats, with optional wellness benefits in some markets. The available markets consider pets from six weeks old, and some have no upper age cutoff. Deductibles, reimbursement, annual limits, waiting periods and medical-history requirements vary by policy.
Medical history
Be ready to describe prior symptoms, treatment and veterinary care.
Policy choices
Compare the deductible, reimbursement and limits in any offered quote.
What to have ready
- Have your pet’s species, age and breed available.
- Be ready to describe prior symptoms, treatment and veterinary care.
- Compare the deductible, reimbursement and limits in any offered quote.
What changes your premium
These details help insurers assess your business and price the coverage. Terms and available options vary by insurer.
- Species, age and breed
- Location and medical history
- Requested deductible, reimbursement and annual limit
Questions we get asked
Are existing conditions covered?
Pre-existing condition exclusions and waiting periods depend on the policy. Review the actual terms before choosing coverage.
Ready to compare your coverage options?
Start your application online, or talk with a licensed broker about your situation.