Higher liability limits
Adds capacity after a covered underlying policy reaches its applicable limit.
Commercial Umbrella Insurance
Add another layer of liability protection above eligible underlying policies. We coordinate limits and policy requirements so the layers are designed to work together.
What it protects
An added layer when a serious claim exceeds core limits
Commercial umbrella insurance can provide additional limits above scheduled underlying liability policies, subject to its own terms.
Multiple underlying policies
May sit above eligible general liability, commercial auto, and employers liability coverage.
Severe loss protection
Helps protect business assets when a covered claim is larger than primary policy limits.
Coverage, limits, exclusions, and availability vary by carrier and policy. We review the actual terms with you before you buy.
Who it is for
For businesses with meaningful liability exposure
- Businesses with vehicle fleets
- Property owners
- Contractors with limit requirements
- Manufacturers and distributors
Add liability limits with confidence
Let us review your primary policies and contracts, then build an umbrella option around the exposure.