Commercial property insurance
Review the business's broader property needs alongside the separate flood request.
Commercial Flood Insurance
Protect the commercial property you own or lease from flood. We request your quote and review it with you.
We shop the market for you, no broker fees
Match the flood request to your business property
Ownership, occupancy and property values describe different parts of the request. Keep them separate so the broker can review the protection you need.
Owner or tenant
Identify whether you own or lease the property and name the business or organization requesting insurance.
The insured location
Provide the actual property address and explain how the building is occupied.
Building value
Identify the building value you want considered in the flood review.
Business contents
List the contents value separately from the building value so the two are not mistaken for one amount.
What to prepare
- Ownership or lease status
- Commercial property address, year built, square feet, floors and foundation
- Cost to rebuild, contents value and prior flood losses
Keep the property requests distinct
Personal flood insurance
Use the residential flood request when the property is a personal home.
Build a clear property file
- Property address and ZIP
- Building use and characteristics
- Building and contents values
- Existing flood insurance details
- Prior flood loss information
- Requested protection and documents
Questions we get asked
Does this request bind flood coverage?
No. The initial form starts a broker review. Availability, terms and any effective date must be confirmed separately.
Can a business buy NFIP flood insurance?
Yes, for a commercial building in a community that takes part in the NFIP. It covers up to $500,000 on the building and $500,000 on contents, and a new policy usually starts after a 30-day wait. A private policy such as Neptune's can cover more and starts after 10 days.
Is this the form for a personal home?
No. Use the personal flood page for a residential insurance request.
Review your coverage options.
A licensed broker can review eligibility and policy terms with you.