Your property interest
Identify whether you own or lease the commercial property.
Commercial Flood Insurance in California
Request a commercial flood review for a California property you own or lease. Start with your interest in the property, then prepare the details a broker and underwriter need.
Licensed in California
Menlo Insurance Services is the filed name of Opero Labs Inc. California license #6020106.
Eight brokers, one team
Our eight brokers work together as one Menlo team, so you can reach a person who understands your account.
Independent brokerage
We hold appointments with multiple carriers, so the quote is shopped rather than served from one shelf.
A separate review for commercial flood
Commercial flood is a distinct insurance need. The initial request identifies the applicant and whether the property is owned or leased. A broker will request the property information and documents needed for manual underwriting review.
Location and property details
Prepare the property address, building details and requested protection for review.
Underwriting follow-up
The broker may request property applications and a statement of values. Starting the form does not provide a quote or bind coverage.
What to prepare
- Ownership or lease status
- Commercial property address and building details
- Requested protection, values and prior loss information
What changes your premium
These details help insurers assess your business and price the coverage. Terms and available options vary by insurer.
- Property location and characteristics
- Requested coverage and values
- Prior flood losses and existing insurance
Questions we get asked
Does this request bind flood coverage?
No. The initial form starts a broker and underwriter review. Availability, terms and any effective date must be confirmed separately.
Is this the form for a personal home?
No. Use the personal flood page for a residential insurance request.
Ready to compare your coverage options?
Start your application online, or talk with a licensed broker about your situation.