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Business Owner's Policy

Combine core property and liability protection in one practical policy for an eligible small business. We help you choose limits and options that reflect how you actually operate.

Owner standing outside an independent neighborhood business

What it protects

One policy for several essential business risks

A business owner's policy packages common coverages, often with options that can be adapted to your property, equipment, and operations.

01

General liability

Helps protect against covered third party injury, property damage, and advertising claims.

02

Business property

Can cover eligible equipment, inventory, furniture, and improvements at insured locations.

03

Business income

Can help replace lost income and pay certain continuing expenses after a covered interruption.

Coverage, limits, exclusions, and availability vary by carrier and policy. We review the actual terms with you before you buy.

Who it is for

A strong fit for many established small businesses

  • Retail stores
  • Professional offices
  • Restaurants and cafes
  • Service businesses

See whether a business owner's policy fits

Share a few details about your business and property. We will compare eligible package options and explain the tradeoffs.

Get a Quote