A designated security owner
Name who is responsible for information security, even when that role belongs to an outside provider or a leader wearing more than one hat.
Cyber Insurance for Small Business
One business intake for the security controls, data practices and incident history the cyber market reviews before it can quote.
We shop the market for you, no broker fees
Eight relevant markets are shown for comparison. Availability depends on the risk and location, and a logo does not imply a direct appointment.
Coalition
Cyber risk and response
Cowbell
Cyber insurance
Chubb
Cyber enterprise risk
Travelers
Cyber liability
Hiscox
Small business cyber
Markel
Cyber and technology risks
Philadelphia Insurance Companies
Cyber security liability
Great American
Cyber risk insurance
Security facts to have ready
MFA and encryption
Confirm whether multi-factor authentication is enforced and whether sensitive information is encrypted in the environments where it is stored or transmitted.
Backups and patching
Document the real backup and patching frequencies. Those answers route the carrier's exact questions about backup type and recovery controls.
Training and response planning
Security training and a written incident-response plan show how the organization prepares people to recognize and contain an event.
How it works
10 minute form
A few questions about your business or home.
We shop the market
We compare carriers and read the forms line by line.
Quote and bind
We pick the best policy and get you covered.
The controls behind the checkbox matter
A cyber application can feel like a security audit that showed up before breakfast. Cyber applications ask about backups, authentication and incident response because the underwriter is pricing both how likely an event is and how quickly the business can recover. The Menlo intake records those controls once and preserves the exact answers for shopping.
Backups need a real cadence
The application records how often business-critical data is backed up. A portal may then ask where the backups live and whether recovery has been tested.
MFA is broader than email
The captured question covers employees, contractors and partners. Newly revealed carrier questions are returned through Shopping Lens instead of being guessed.
Past incidents stay visible
A prior event does not disappear into a note. It triggers the carrier's own follow-up questions about what happened and what changed afterward.
Organizations this cyber intake can describe
- Professional and service businesses
- Retailers and restaurants
- Construction and real estate firms
- Manufacturers and distributors
- Technology and digital-service companies
- New ventures and established organizations
What changes your premium
There is no flat rate for this coverage. These are the inputs a carrier prices against, and they are the same things the quote form asks you for.
- Industry, annual revenue and employee count
- Past cyber incidents and claims
- Security ownership and employee training
- Encryption, cloud storage and MFA controls
- Backup, patching and incident-response practices
Text us. We're by your side.
Questions we get asked
Why does a cyber quote ask about backups and MFA?
Those controls affect how easily an attacker can enter the environment and how quickly the business can restore critical data after an event.
What happens when a carrier asks a question that is not in the intake?
The shopping agent pauses that carrier, sends the exact question and available choices through Shopping Lens, and resumes only after the applicant answers.
Can I start if my company had a prior cyber incident?
Yes. Disclose it accurately. The carrier may ask for incident details and the controls added afterward before it can decide whether to quote.
Can you write this where my business is?
We are currently licensed in California only. Start a quote if the business or risk is in California, and we will confirm eligibility before you spend time on it.
What actually happens after I start a quote?
You answer a short set of questions, and a licensed broker at Menlo reads them, maps your operation to a class, and shops it with the carriers we are appointed with. There is no instant bind and no black box. You talk to a person before anything is quoted.
Get it placed by someone who reads the fine print
Start a quote and a licensed broker takes it from there, or talk to one now.