Homeowners insurance
Protect the home and what is in it.
Smartphone Protection for Every Phone in Your Home
Most phone protection makes you pick which phones to pay for. This plan doesn't: one price covers every active smartphone in your home, old or new, against cracked screens, spills, breakdowns, loss and theft. Tell us where you live and a licensed broker will follow up with a quote. Currently serving California.
We shop the market for you, no broker fees
How it works
10 minute form
A few questions about your business or home.
We shop the market
We compare carriers and read the forms line by line.
Quote and bind
We pick the best policy and get you covered.
One plan for the whole household
Wireless carriers usually charge for each phone, around $14 a month apiece, so many families protect only the phone most likely to break. Here the whole household is covered for one price, parents and kids alike.
No phones to pick
Every active smartphone in your home is covered, and you do not register phones in advance.
Digital claims
Claims are filed online and do not affect your other insurance rates.
Repair where you like
More than 9,000 repair locations are available, and you can also take the phone to a repair shop you choose.
What each half of this policy covers
What it usually covers
- Cracked screens
- Liquid damage
- Accidental damage
- Mechanical failure
- Loss and theft
What it does not cover
- Problems the phone already had before the plan
- Damage in the first 30 days, since coverage begins 30 days after purchase
- A third claim within a rolling 12 months
Limits and terms
- 01
Up to 2 claims a year
You can file up to 2 claims over a rolling 12 months.
- 02
Repair, replacement or cash
A damaged phone is repaired. A lost, stolen or unrepairable phone is replaced, or paid for when a replacement is not available.
- 03
One price for the home
The program's current material lists $150 a year for all the phones in the home. Your broker confirms the price and the deductible.
Who can apply
- Households with active smartphones, old or new
- Phones shown as active on the latest wireless bill
- Homes in California
Coverages that go with it
Renters insurance
Cover your belongings in a rented home.
What to have ready
- Your latest wireless bill, which shows each phone is active
- Each phone's IMEI number, used to register a phone when you file a claim
Questions we get asked
When does coverage start?
Thirty days after you buy the plan. Keep in mind it won't pay for a problem the phone already had, so a screen that is cracked today isn't covered.
I already pay my wireless carrier for phone coverage. Why look at this?
Because you don't have to choose. A wireless carrier's plan is usually charged per phone, around $14 a month each. Here every active smartphone in your home is covered for one price, so the kids' phones are protected too.
How does a claim work?
It all happens online. You upload your latest wireless bill to show the phone was active, enter the phone's IMEI number and say what happened. You usually find out right away whether it's approved, and then you're told where to get the phone fixed or replaced.
What happens after I start a quote?
Tell us about the coverage you need and complete the application. We use those details to approach suitable markets and may ask follow-up questions. Requesting a quote does not put coverage in force.
Review your coverage options.
A licensed broker can review eligibility and policy terms with you.