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Request a certificate of insurance.

Send us the certificate holder and any contract requirements. We’ll check your active policy before issuing proof.

Certificate of insurance

A certificate summarizes coverage. It does not change it.

Your policy and endorsements determine coverage. The certificate is a snapshot of what is in force when it is issued.

Business professionals reviewing printed documents together

What kind of certificate do you need?

Standard certificate

For a landlord, client, lender, or contractor who needs proof of current policies and limits.

Contract-specific request

For additional insured status, waivers, or other required wording. Send the contract or sample so we can check what the policy supports.

Have these ready

Certificate holder

Legal name, mailing address, and contact person.

Contract or sample

The contract’s insurance section or a sample certificate.

Job details

Project, location, client, and deadline.

Special requirements

Any required endorsements or specific wording.

From request to certificate

  1. 01Send the request
  2. 02We check the policy
  3. 03We resolve any gap
  4. 04You receive the documents

Certificate questions

Does a certificate of insurance change my policy?

No. A certificate reports information from the policy. Coverage changes require the insurer to issue or approve the applicable policy change or endorsement.

Is a certificate holder automatically an additional insured?

No. Certificate holder and additional insured are different roles. Additional insured status must be supported by the policy or an endorsement.

Why do you need the contract or sample certificate?

It lets us see the exact insurance requirement, identify wording the policy may not support, and avoid issuing a document that overstates coverage.

Can I request a certificate before buying a policy?

A certificate can only report coverage that is in force. If you still need coverage, start a quote and we will shop the requirement with you.

Need a certificate for an active Menlo policy?