Association details
Have the association name, location and activities ready.
Insurance for Homeowners Associations
Review insurance for a master association or a single family residential association or PUD. Describe the community and its shared areas. Currently serving California.
Licensed in California
Menlo Insurance Services is the filed name of Opero Labs Inc. California license #6020106.
Eight brokers, one team
Our eight brokers work together as one Menlo team, so you can reach a person who understands your account.
Independent brokerage
We hold appointments with multiple carriers, so the quote is shopped rather than served from one shelf.
The association has its own insurance needs
A master association governs a planned community across multiple neighborhoods. A single family residential association or PUD request concerns its common areas and exposures, not the detached homes themselves.
Shared property and facilities
Describe the common areas and facilities that the association operates.
Coverage request
Identify the protection requested and prior insurance or claims.
What to have ready
- Have the association name, location and activities ready.
- Describe the common areas and facilities that the association operates.
- Identify the protection requested and prior insurance or claims.
What changes your premium
These details help insurers assess your business and price the coverage. Terms and available options vary by insurer.
- Association type and location
- Activities, common areas and facilities
- Requested coverage and prior claims
Questions we get asked
Does this insure each resident’s belongings?
No. This request concerns the association. Residents should review their own personal insurance separately.
Is coverage available in every state?
No. Product and state availability vary. The application and market review determine the options for your association.
Ready to compare your coverage options?
Start your application online, or talk with a licensed broker about your situation.