Organization and employees
Have your business activities, establishment year and employee count ready for follow-up.
Employee Identity Fraud Insurance
Start an employer request for employee identity fraud coverage. Choose new coverage or renewal, then share the organization details needed for a broker review. Currently serving California.
Licensed in California
Menlo Insurance Services is the filed name of Opero Labs Inc. California license #6020106.
Eight brokers, one team
Our eight brokers work together as one Menlo team, so you can reach a person who understands your account.
Independent brokerage
We hold appointments with multiple carriers, so the quote is shopped rather than served from one shelf.
Review employee identity fraud as its own coverage need
The documented application treats identity fraud separately from directors and officers, employment practices, crime and cyber requests. An initial request identifies your organization; the coverage review also asks about employees, privacy safeguards, prior information losses and requested terms.
Privacy and response procedures
Describe your privacy policies and how your organization responds to a loss of information.
Prior losses and renewal details
Disclose relevant information-loss history and any known potential loss. For renewal, have the expiring policy information available.
Prepare the information for follow-up
- Legal organization name and business location
- Whether the request is new coverage or renewal
- Employee count, privacy procedures and relevant loss details
What changes your premium
These details help insurers assess your business and price the coverage. Terms and available options vary by insurer.
- Organization activities and employee count
- Privacy and breach-response procedures
- Requested terms, prior coverage and loss history
Questions we get asked
Does this also request cyber insurance?
This form requests employee identity fraud coverage. Cyber insurance addresses a separate coverage need and has its own application.
Will I receive a price after the initial form?
The initial form starts a broker review. Further application details and underwriting are needed before available terms can be confirmed.
Ready to compare your coverage options?
Start your application online, or talk with a licensed broker about your situation.