Product liability
A product you made or sold causes injury or damage after it leaves your hands.
Manufacturing and Wholesale Insurance
Makers and distributors carry risk from the floor to the shipment. We cover product liability, equipment, and stock so a single defect or breakdown does not stop the line.
What we cover
Common exposures in this line of work
Property and stock
Fire, theft, or water damages your building, machinery, or inventory of finished goods.
Equipment breakdown
A mechanical or electrical failure idles the line and cuts off revenue until it is repaired.
Business interruption
A covered loss shuts you down, and business income coverage replaces lost earnings while you rebuild.
Coverage
Coverage manufacturing and wholesale businesses carry
General Liability
Product and completed operations liability.
Commercial Property
Buildings, machinery, and inventory.
Business Owners Policy
Property and liability packaged for smaller operations.
Workers' Compensation
Injuries on the production and warehouse floor.
Excess and Surplus Lines
Product classes and heavy operations standard carriers decline.
Specialty market access
When a standard carrier declines the risk, we take it to the excess and surplus lines markets built for it.
Certificates without the wait
COIs and additional insured endorsements issued quickly, so you never hold up a job, a lease, or a load.
A licensed California broker
You work with a licensed broker who knows this line of work, not a call center reading a script.
Learn more
Related from the Menlo Library
Let us place your manufacturing and wholesale risk
Tell us about the operation. We will find the market, standard or surplus lines, that fits it.