Liability only, for land that sits empty
Premises liability for up to five hundred acres of vacant, undeveloped land: held for sale, held for investment, or waiting on a build. No structures, no construction activity.
Vacant Land Insurance in California
Own empty land, covered in days not weeks. Start a quote in minutes and a licensed California broker shops the premises liability markets for you.
Comparamos el mercado por usted, sin cargos de corredor
Green Shield
Vacant land premises liability, to 500 acres
What the vacant land market writes in California
Limits from 100 to a million dollars
Per occurrence limits from one hundred thousand to one million, paired with medical payments from five hundred to ten thousand dollars.
Water changes everything
Land with water on it is written differently: up to one acre of water hazard is permitted, and more than that needs a different market. The broker checks the parcel first.
Short terms that match the hold
Three, six, nine and twelve month terms with terrorism coverage offered, so a parcel held for a season does not pay for a year it does not need.
Cómo funciona
Formulario de 10 minutos
Unas preguntas sobre su empresa o su casa.
Comparamos el mercado
Comparamos aseguradoras y leemos los formularios línea por línea.
Cotizar y emitir
Elegimos la mejor póliza y le ayudamos a obtener cobertura.
The lender asked for liability on dirt
Nobody insures empty land until the lender, the sale, or the first injury on it forces the question. The coverage is simple and cheap, and the only mistake is buying the wrong acreage or hiding the pond.
It is liability, not property
There is no building to insure, so the policy is premises liability plus medical payments: someone hurt on the land, or a fire that starts on it and spreads.
The pond is the question
Water hazard up to one acre is written; beyond that the risk class changes and so does the market. The broker asks about water before quoting because the claim will.
Acreage bands price the policy
From one to five hundred acres in bands, with fenced and posted land, and no trespassing signage all reducing the premium. Three questions decide the price.
Written for California landowners, including:
- Vacant, undeveloped land to 500 acres
- Land held for sale or investment
- Land awaiting future construction
- Parcels with up to one acre of water
- Land that is 100 percent not in use
- Three to twelve month terms
Qué cambia su prima
No existe una tarifa fija para esta cobertura. Estos son los datos que la aseguradora usa para tarifar, y son los mismos que le pide el formulario de cotización.
- Acreage band, from 1 to 10 up to 401 to 500
- Water hazard, up to one acre permitted
- Fenced and posted, no trespassing signage
- Liability limit chosen
- Prior losses or claims on the land
Escríbanos. Estamos a su lado.
Preguntas que nos hacen
Does vacant land insurance cover the land itself?
No structures and no land value: the policy is premises liability plus medical payments, covering injuries to people on the land and damage the land causes, like a fire that spreads.
How many acres can be insured?
Up to five hundred acres of vacant land in bands from one to ten acres up to four hundred one to five hundred.
Can the land have a pond or creek?
Up to one acre of water hazard is permitted. More than that needs a different market, which is why the broker asks about water first.
Does construction activity count?
No. Construction activities are excluded; land under active construction needs a different liability form.
How long does a policy run?
Three, six, nine and twelve month terms, with terrorism coverage offered, matched to how long you expect to hold the parcel.
¿Pueden colocar esta cobertura donde está mi negocio?
Actualmente solo tenemos licencia en California. Comience una cotización si el negocio o el riesgo se encuentra en California, y confirmaremos la elegibilidad antes de que invierta tiempo.
¿Qué pasa realmente después de comenzar una cotización?
Usted responde unas pocas preguntas y un corredor con licencia de Menlo las lee, clasifica su operación y la compara con las aseguradoras con las que tenemos nombramiento. No hay emisión instantánea ni caja negra. Habla con una persona antes de que se cotice nada.
Colóquela con alguien que lee la letra pequeña
Comience una cotización y un corredor con licencia sigue desde ahí, o hable con uno ahora.