Construction is recorded precisely
Frame, masonry, concrete, steel and mixed construction do not behave the same way. The broker confirms the closest captured construction class for each building.
Commercial Earthquake Insurance in California
A dedicated earthquake intake for California commercial buildings. Start with the property facts the catastrophe market actually reviews.
Comparamos el mercado por usted, sin cargos de corredor
Mostramos ocho mercados relevantes para comparar. La disponibilidad depende del riesgo y la ubicación, y un logotipo no implica un nombramiento directo.
ICAT
Commercial and habitational earthquake
QBE
Commercial earthquake and difference in conditions
RLI
Specialty property and earthquake
ICW Group
California earthquake risks
AIG
Commercial property and earthquake
Palomar
Earthquake and catastrophe property
Zurich
Commercial property and earthquake
GeoVera
Residential and habitational earthquake
Cómo funciona
Formulario de 10 minutos
Unas preguntas sobre su empresa o su casa.
Comparamos el mercado
Comparamos aseguradoras y leemos los formularios línea por línea.
Cotizar y emitir
Elegimos la mejor póliza y le ayudamos a obtener cobertura.
The building schedule is the earthquake submission
Construction, occupancy, year built and replacement value determine how the property responds to shaking. The intake keeps those facts attached to each location instead of flattening them into one estimate.
Values stay with each location
Building, contents and business income values are collected with the property they belong to so the schedule can be reviewed as a whole.
Deductible choices remain visible
The applicant can state a deductible preference while the licensed broker confirms which options are available for the final structure.
Commercial properties this intake can describe
- Retail and office buildings
- Habitational and mixed use schedules
- One building or a scheduled group of locations
- Owner occupied and tenant occupied commercial property
- Buildings requiring standalone earthquake review
Qué cambia su prima
No existe una tarifa fija para esta cobertura. Estos son los datos que la aseguradora usa para tarifar, y son los mismos que le pide el formulario de cotización.
- Property address and earthquake territory
- Occupancy and construction type
- Year built and number of stories
- Building, contents and business income values
- Requested deductible and optional coverages
Escríbanos. Estamos a su lado.
Antes de decidir, lea esto
Preguntas que nos hacen
Why is earthquake written separately from the property policy?
Earthquake is commonly excluded or limited under the permanent property program. A separate placement lets the applicant choose whether and how to insure that catastrophe exposure.
What values should I have ready?
Have the replacement value for each building, contents values and the business income amount that would be at risk after a covered loss.
¿Pueden colocar esta cobertura donde está mi negocio?
Actualmente solo tenemos licencia en California. Comience una cotización si el negocio o el riesgo se encuentra en California, y confirmaremos la elegibilidad antes de que invierta tiempo.
¿Qué pasa realmente después de comenzar una cotización?
Usted responde unas pocas preguntas y un corredor con licencia de Menlo las lee, clasifica su operación y la compara con las aseguradoras con las que tenemos nombramiento. No hay emisión instantánea ni caja negra. Habla con una persona antes de que se cotice nada.
Colóquela con alguien que lee la letra pequeña
Comience una cotización y un corredor con licencia sigue desde ahí, o hable con uno ahora.