Cooking and fire protection
Cooking equipment, hood service, suppression systems, sprinklers and alarms describe how the location controls its largest property exposure.
Restaurant Business Insurance
One restaurant intake for the operating details, property safeguards and liability exposures the current market reviews.
Comparamos el mercado por usted, sin cargos de corredor
Mostramos ocho mercados relevantes para comparar. La disponibilidad depende del riesgo y la ubicación, y un logotipo no implica un nombramiento directo.
Society Insurance
Restaurants and bars
The Hartford
Restaurant packages
Travelers
Hospitality risks
Markel
Liquor and specialty liability
Great American
Hospitality programs
AmTrust
Restaurant packages
Philadelphia Insurance Companies
Hospitality risks
Kinsale
Hard to place hospitality
Cómo funciona
Formulario de 10 minutos
Unas preguntas sobre su empresa o su casa.
Comparamos el mercado
Comparamos aseguradoras y leemos los formularios línea por línea.
Cotizar y emitir
Elegimos la mejor póliza y le ayudamos a obtener cobertura.
A restaurant is more than its sales total
A restaurant has a larger story to tell than what appears on the menu board once it is removed from view. Cooking, alcohol, hours, delivery and building protection can change the available route. The form collects those facts together so the broker does not have to rebuild the submission after the first review.
Alcohol and entertainment
Alcohol sales, service hours, live entertainment and access controls affect liability review and the available policy structure.
Building and contents
Construction, year built, equipment, inventory and business income values establish what must be protected at the premises.
Restaurant risks this intake is designed to review
- Full service and limited service restaurants
- Cafes, bakeries and delicatessens
- New ventures and established locations
- Restaurants that serve alcohol
- Locations seeking property and liability coverage together
Coberturas que la acompañan
Business Owners Policy
Property and liability coverage built around the restaurant location and its operations.
Liquor Liability
Liability review for businesses that sell or serve alcohol.
Qué cambia su prima
No existe una tarifa fija para esta cobertura. Estos son los datos que la aseguradora usa para tarifar, y son los mismos que le pide el formulario de cotización.
- Restaurant type and cooking operations
- Alcohol sales and service hours
- Building construction and protection systems
- Annual sales, payroll and prior losses
- Property, equipment and business income values
Escríbanos. Estamos a su lado.
Preguntas que nos hacen
Why does the form ask about hours and cooking equipment?
Those facts describe both the public foot traffic and the fire exposure. They give the broker a complete baseline submission; individual markets may request documented follow-up details.
Can I start if the restaurant is a new venture?
Yes. The form distinguishes a new venture from an established operation and collects projected sales when prior sales are not available.
¿Pueden colocar esta cobertura donde está mi negocio?
Actualmente solo tenemos licencia en California. Comience una cotización si el negocio o el riesgo se encuentra en California, y confirmaremos la elegibilidad antes de que invierta tiempo.
¿Qué pasa realmente después de comenzar una cotización?
Usted responde unas pocas preguntas y un corredor con licencia de Menlo las lee, clasifica su operación y la compara con las aseguradoras con las que tenemos nombramiento. No hay emisión instantánea ni caja negra. Habla con una persona antes de que se cotice nada.
Colóquela con alguien que lee la letra pequeña
Comience una cotización y un corredor con licencia sigue desde ahí, o hable con uno ahora.