One record for every item
Rings, watches, earrings, loose stones and other pieces keep their own value, description and documentation instead of sharing one household total.
Jewelry and Valuable Articles Insurance
Schedule rings, watches, loose stones and other jewelry with the item details the current jewelry market needs for review.
Comparamos el mercado por usted, sin cargos de corredor
Mostramos ocho mercados relevantes para comparar. La disponibilidad depende del riesgo y la ubicación, y un logotipo no implica un nombramiento directo.
Jewelers Mutual
Standalone personal jewelry
WAX
Jewelry and collectible schedules
Chubb
Valuable articles and collections
Travelers
Personal articles floater
The Hartford
Scheduled and blanket valuable items
Nationwide
Valuables Plus itemized coverage
The Hanover
Scheduled personal property
Cincinnati Insurance
Valuables and collectibles
What a complete valuable-articles schedule shows
Recent proof of value
A receipt or appraisal gives the underwriter a defensible value. Higher-value or referred schedules may need updated documentation before issue.
How the collection is protected
Alarm, safe, vault and gated-access details help distinguish jewelry worn every day from pieces kept in protected storage.
Use at home and while traveling
Who wears each item, how often it travels and prior losses help the broker confirm worldwide and scheduled-articles options.
Cómo funciona
Formulario de 10 minutos
Unas preguntas sobre su empresa o su casa.
Comparamos el mercado
Comparamos aseguradoras y leemos los formularios línea por línea.
Cotizar y emitir
Elegimos la mejor póliza y le ayudamos a obtener cobertura.
Each valuable item needs its own record
A jewelry box is likely to be full of memories and an incomplete list of items. A household total cannot describe a ring, watch or loose stone. The form keeps the item type, value, wearer and appraisal date together so the broker can review the schedule without guessing.
Values are entered item by item
Each scheduled piece carries its own value and identifying details instead of disappearing inside a household contents limit.
Security questions follow the household
Alarm protection, safe deposit use, gated access and prior loss history help the market understand how the jewelry is stored and worn.
The appraisal date stays visible
The purchase or latest appraisal date gives the broker a clear point to confirm whether updated documentation may be needed.
Valuable articles this intake can schedule
- Rings and earrings
- Bracelets, necklaces and pendants
- Watches and chains
- Loose stones and brooches
- Multiple jewelry items on one household intake
Qué cambia su prima
No existe una tarifa fija para esta cobertura. Estos son los datos que la aseguradora usa para tarifar, y son los mismos que le pide el formulario de cotización.
- Item type and scheduled value
- Purchase or latest appraisal date
- Who wears the item and how often
- Home alarm and storage protections
- Prior jewelry losses or coverage history
Escríbanos. Estamos a su lado.
Preguntas que nos hacen
Do I enter one total for all of my jewelry?
No. Enter each item separately so its type, value, wearer and appraisal date stay attached to the correct scheduled piece.
Do I need an appraisal before starting?
You can start with the information you have. The form records the purchase or latest appraisal date, and the broker can tell you whether the market needs updated documentation.
Can one policy cover several pieces?
Yes. Each piece is scheduled separately within the same household intake so its value and description remain clear at underwriting and claim time.
¿Pueden colocar esta cobertura donde está mi negocio?
Actualmente solo tenemos licencia en California. Comience una cotización si el negocio o el riesgo se encuentra en California, y confirmaremos la elegibilidad antes de que invierta tiempo.
¿Qué pasa realmente después de comenzar una cotización?
Usted responde unas pocas preguntas y un corredor con licencia de Menlo las lee, clasifica su operación y la compara con las aseguradoras con las que tenemos nombramiento. No hay emisión instantánea ni caja negra. Habla con una persona antes de que se cotice nada.
Colóquela con alguien que lee la letra pequeña
Comience una cotización y un corredor con licencia sigue desde ahí, o hable con uno ahora.