Seed-to-sale operations
Cultivation, processing, manufacturing, distribution, delivery, laboratories and dispensaries each open the questions tied to their actual work.
Cannabis Business Insurance
One detailed application for cannabis and hemp operations, from dispensaries and cultivation to manufacturing, testing and delivery.
Comparamos el mercado por usted, sin cargos de corredor
Mostramos ocho mercados relevantes para comparar. La disponibilidad depende del riesgo y la ubicación, y un logotipo no implica un nombramiento directo.
CARMA
Cannabis and hemp package
Blitz
Cannabis operators package
Kinsale
Seed to sale primary and excess
CannGen
Cannabis package and specialty lines
SafeHerb
Seed to sale commercial coverage
Cannasure / One80
Cannasure cannabis programs
Admiral
Cannabis casualty
Starwind
Cannabis program administration
What the cannabis market can evaluate
Up to $10 million TIV per location
The captured package program can consider up to $10 million in total insured value at one location, with schedules for multi-location operations.
Property, liability and specialty lines
The application can describe property, stock throughput, general and products liability, excess, workers compensation, management lines, cyber and commercial auto needs.
Licensing and security matter
Operating licenses, security controls, product handling and loss history stay attached to the exact entity and location the underwriter is reviewing.
Cómo funciona
Formulario de 10 minutos
Unas preguntas sobre su empresa o su casa.
Comparamos el mercado
Comparamos aseguradoras y leemos los formularios línea por línea.
Cotizar y emitir
Elegimos la mejor póliza y le ayudamos a obtener cobertura.
The operation decides which coverage sections matter
A cannabis operation can look like several businesses sharing one address. A dispensary, grow operation, testing laboratory and extraction business do not present the same risk. The application opens only the captured sections connected to the operations and coverages selected.
Locations stay separate
Each building carries its own construction, protection, security, renovation and value details so a multi location schedule remains reviewable.
Coverage sections can be declined
Property, crop, inland marine, cultivation, delivery, extraction, auto and products sections can be included or declined without inventing answers for an exposure the applicant does not have.
Baseline branches follow the captured application
Grow method, lighting, delivery, extraction, product testing and prior coverage answers reveal their documented follow up questions in the same shared Menlo interface.
Cannabis operations represented in the current application
- Adult use and medicinal dispensaries
- Cultivators and indoor crop operations
- Manufacturing, processing and extraction
- Laboratories and product testing
- Delivery, distribution and wholesale operations
- New ventures and established cannabis businesses
Qué cambia su prima
No existe una tarifa fija para esta cobertura. Estos son los datos que la aseguradora usa para tarifar, y son los mismos que le pide el formulario de cotización.
- Business operations and license information
- Location construction, protection and security
- Property, stock, crop and equipment values
- Cultivation, delivery and extraction methods
- Products, prior insurance and loss history
Escríbanos. Estamos a su lado.
Preguntas que nos hacen
Do I have to complete every coverage section?
No. The application lets you decline sections that do not apply. Sections you keep open collect the specific facts needed for that exposure.
Can the application handle more than one location?
Yes. Location details repeat so each building, its operations and its property values remain separate in the submission.
Can a new cannabis venture start this application?
Yes. The captured program accepts new cannabis and hemp ventures, but licenses, projected operations and requested coverage still require underwriting review.
¿Pueden colocar esta cobertura donde está mi negocio?
Actualmente solo tenemos licencia en California. Comience una cotización si el negocio o el riesgo se encuentra en California, y confirmaremos la elegibilidad antes de que invierta tiempo.
¿Qué pasa realmente después de comenzar una cotización?
Usted responde unas pocas preguntas y un corredor con licencia de Menlo las lee, clasifica su operación y la compara con las aseguradoras con las que tenemos nombramiento. No hay emisión instantánea ni caja negra. Habla con una persona antes de que se cotice nada.
Colóquela con alguien que lee la letra pequeña
Comience una cotización y un corredor con licencia sigue desde ahí, o hable con uno ahora.